Borrowers
Grouped by person. Pick a loan to open it.
Record a payment
Select a loan first, then log the payment. The receipt is emailed automatically.
Logged this session
Cleared when you sign out.
New borrower
Creates the loan, the portal login, and sends the welcome email with the agreement attached.
Borrower
Copied on every statement, reminder and receipt.
Loan
Private. Borrowers never see it. Used only for your profit.
Only used when the monthly payment above is 0. Flat add-on on the principal.
A private 4-digit PIN is made for each borrower, emailed to them and shown to you once after saving.
Monthly amortization
₱0.00
Total interest
₱0.00
Total payable
₱0.00
Settings
Business details, financing partners and portal logins.
Business profile
Used in emails, PDFs and the borrower portal.
Send an announcement
Write a message once and send it to your borrowers. Each gets their own email, and it is saved in the Email log.
Counting\u2026
Each email starts with \u201cHi (their name),\u201d. You can also type
{name} or {loans} inside the message.Late payment fee announcement
Tell every borrower with an active loan that a flat late fee is starting, and switch it on for their loans.
Counting borrowers…
Financing partners
Statement and due days drive every billing date.
Add a partner
Loan data health
Checks that each loan's amortization agrees with its terms and total payable.
A common slip is typing the total of all instalments into the
monthly amortization field. The schedule then bills that amount every month, producing balances many times
larger than the loan itself. This finds those loans and shows what each figure should be.
Nothing is changed until you choose to apply it.
Weak borrower passwords
Finds borrowers still on the old default password 1234.
Older accounts were created with the same password, 1234. This lists them and, when you choose,
gives each one a random 4-digit PIN and emails it to the borrower. Their old password stops working.
Portal logins
One row per person who can sign in.
